DISCLOSURE NOTICE

Fernhill Financial Corporation (Fernhill) represents different companies. As an independent provider of financial services we are not obligated to refer or recommend any product or service to our clients over any other product or service and any company whose products we utilize will be identified. The nature and extent of Fernhill’s interest and our Representative’s interest in any company or its product line is none and vice versa. The Financial Institutions Act prohibits any person or corporation from requiring you to transact additional or other business with any other person or corporation as a condition of any transaction.

This material is provided for information purposes only and is not to be construed as an offer to sell or a solicitation to buy any securities and is not intended to provide individual financial, investment, tax, legal or accounting advice. Although this material has been compiled from sources believed to be reliable, we cannot guarantee its accuracy or completeness. All opinions expressed and data provided herein are subject to change without notice.

Commissions, trailing commissions, management fees and expenses, may all be associated with various investments. Not all investments are guaranteed, values may change and past performance may not be repeated. Please consult your Fernhill Advisor and read any applicable prospectuses, fund fact sheets, information folders or contracts before investing.

Website links provided by Fernhill are for convenience only and no endorsement or approval of any product, service or information is expressed or implied by any information, material or content from those websites. Fernhill and its respective officers, directors, employees, agents and representatives will not be responsible in any manner for direct, indirect, special or consequential damages or losses whatsoever arising out of the use of this website or the website links provided.

It is a Fernhill policy that, unless required by law, any confidential information obtained regarding clients and their affairs will not be passed on to any other company or individual without first obtaining the expressed consent of the client.

Users of this website may not reproduce any information, in whole or in part, in any manner whatsoever, including electronic reproduction, without Fernhill’s prior written consent.

Copyright © 2013 Fernhill Financial Corporation