Do you find yourself overspending using debit/credit cards? Maybe it’s time to give yourself a challenge!
Try using an "old fashioned" method of payment -- CASH ONLY for those ‘spur of the moment’ purchases, such as dinner out, movies, coffees, after work ‘happy hour’, etc.
By using cash, you will be able to consciously use your money. It’s too easy to spend our money using a debit or credit card and lose track of what or how much we are spending. Challenge yourself with the following – set a budget, use cash only & watch how fast your money disappears. You will have immediate, real evidence of your expenditures and how quickly they add up.